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RBI regulated & DICGC insured
Published rate schedule

Interest Rates

View APRB's published domestic deposit, term loan and CC/OD loan interest-rate schedules.

Rate information

Published Interest-Rate Schedules

The domestic deposit schedule below is revised with effect from 11 July 2025. Confirm the applicable rate and terms with your branch before making a decision.

Saving Bank Deposits

2.50% p.a.

Published savings-bank interest rate.

Staff benefit

+1.00% p.a.

Additional interest on the above domestic deposit rates for staff.

Senior Citizen benefit

+0.50% p.a.

Additional interest for senior citizens aged above 60 years.

APRB schedules

Find the Relevant Rate

Select a schedule to view the complete published rate information.

Domestic term deposits

Revised rates effective 11 July 2025

Rates p.a.
Sl. no. Period Existing individual / institution / society Revised individual / institution / society Existing senior citizen Revised senior citizen
1 15 days to 45 days 3.50% 3.05% 4.00% 3.55%
2 46 days to 90 days 4.50% 4.50% 5.00% 5.00%
3 91 days to 179 days 5.50% 5.05% 6.00% 5.55%
4 180 days to 240 days 6.25% 5.80% 6.75% 6.30%
5 241 days to 364 days 6.50% 6.05% 7.00% 6.55%
6 >1 year to <2 years 6.75% 6.35% 7.25% 6.85%
7 >2 years to <3 years 6.90% 6.55% 7.40% 7.05%
8 >3 years to <5 years 6.75% 6.30% 7.25% 6.80%
9 >5 years to <8 years 6.50% 6.05% 7.00% 6.55%
10 >8 years to <10 years 6.50% 6.05% 7.00% 6.55%
11 Saving Bank Deposits 2.70% 2.50% 2.70% 2.50%

Notes

  • The revised rate applies to all new time deposits and renewals of time deposits.
  • Additional interest for staff is 1.00% p.a. above the published rate.
  • Additional interest for senior citizens aged above 60 years is 0.50% p.a. above the published rate.

These schedules reproduce the information published on APRB's Interest Rate page. Please confirm the currently applicable rate and product terms with an APRB branch.