Best-in-class Tax Savings
Claim deductions of up to 1.5 Lakh under Sec 80C and 50,000 under Sec 80CCD(1B).
PFRDA-authorized PoP
National Pension System with APRB
Invest for retirement with flexible contributions, market-linked growth, and tax savings through Arunachal Pradesh Rural Bank's NPS services.
Start with APRB
A Secure Future Starts Today
Open an NPS account, register as a corporate subscriber, or make a contribution through APRB's official NPS service portal.
NPS with APRB
Why Choose NPS Through APRB?
Secure your retirement savings with a low-cost pension plan designed for long-term wealth creation, backed by trusted support from our branch network.
Market-linked Growth
Choose equity, corporate debt and government securities to grow your retirement corpus.
Trusted Local Support
Get account opening, contribution assistance and retirement counseling from our branch team.
Account options
Tier I and Tier II Accounts
Choose the right NPS structure for your retirement goals, whether you need long-term pension savings or a flexible investment account.
Tier I
A core retirement account with tax savings and a long-term focus.
- Tax deduction up to Rs. 2 lakh, including Sections 80C and 80CCD(1B).
- Withdrawal after age 60, with up to 60% tax-free.
- Minimum annual contribution of Rs. 1,000 and an initial amount of Rs. 500.
Tier II
A voluntary savings account with flexibility and easy withdrawal options.
- No lock-in period; withdraw after account opening.
- Flexible contributions based on your cash flow.
- Suitable for investors seeking retirement planning alongside liquidity.
For minors
NPS Vatsalya
Save early for your child's future with a low-cost pension account that becomes a Tier I account at age 18.
- Start with Rs. 250 per year to build a retirement corpus.
- Funds shift to a regular NPS Tier I account at age 18.
- Encourage disciplined savings for long-term security.
Common questions
Frequently Asked Questions
Clear information for new investors and existing NPS subscribers.
Indian citizens aged 18 to 70 can open NPS. NRIs are also eligible under current PFRDA guidelines.
Tier I is for retirement savings and offers tax benefits. Tier II is voluntary, flexible and allows withdrawals without a lock-in period.
Visit an APRB branch with your KYC documents, or contact us for assistance with account opening.
Get started
Ready to plan for retirement?
Speak with Arunachal Pradesh Rural Bank about opening an NPS account or making a contribution.
