PFRDA-authorized PoP

National Pension System with APRB

Invest for retirement with flexible contributions, market-linked growth, and tax savings through Arunachal Pradesh Rural Bank's NPS services.

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Why Choose NPS Through APRB?

Secure your retirement savings with a low-cost pension plan designed for long-term wealth creation, backed by trusted support from our branch network.

Best-in-class Tax Savings

Claim deductions of up to 1.5 Lakh under Sec 80C and 50,000 under Sec 80CCD(1B).

Market-linked Growth

Choose equity, corporate debt and government securities to grow your retirement corpus.

Trusted Local Support

Get account opening, contribution assistance and retirement counseling from our branch team.

Tier I and Tier II Accounts

Choose the right NPS structure for your retirement goals, whether you need long-term pension savings or a flexible investment account.

Tier I

Core retirement account with superior tax savings and mandatory long-term stay.

Tax deduction up to 2 Lakh including 80C and 80CCD(1B).
Withdrawal only after age 60, with up to 60% tax-free.
Minimum annual contribution 1,000; initial amount 500.

Tier II

Voluntary savings account with high liquidity and easy withdrawal options.

No lock-in period — withdraw anytime after account opening.
Flexible contributions based on your cash flow.
Perfect for investors who want retirement planning plus liquidity.

NPS Vatsalya for Minors

Save early for your child’s future with a low-cost pension account that matures into Tier I after age 18.

1Start with just 250 per year to build a retirement corpus.
2Funds shift to a regular NPS Tier I account at 18.
3Encourages disciplined savings for long-term security.

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Frequently Asked Questions

Clear answers to the most common NPS questions for new investors and existing subscribers.

Indian citizens aged 18 to 70 can open NPS. NRIs are also eligible under current PFRDA guidelines.

Tier I is mandatory for retirement savings and offers tax benefits. Tier II is voluntary, flexible, and allows withdrawals without lock-in.

Visit any APRB branch with your KYC documents, or contact us using the form on our website for PoP-assisted account opening.

Ready to secure your retirement?

Open your NPS account with Arunachal Pradesh Rural Bank today and begin your journey toward a financially stronger future.